Location and texture are the primary diagnostics. Road tar appears as small dark or brown-black spots, concentrated on lower panels and rear-facing surfaces, and does not easily wipe off with water. It feels slightly sticky or adhesive compared to regular grit. Iron fallout is more uniformly distributed across all surfaces, feels like fine sandpaper embedded in the clear coat rather than sitting on top, and reacts visually to a pH-indicator iron fallout remover (turns red or purple). Regular road grime (dirt, organic material) is loose and releases with washing. If the "dirt" doesn't come off in a normal wash, you're dealing with tar, iron, or both.